The Wood Agency

Agent Commitment Agreement

The first 90 days — what we owe you, and what we ask of you.

Draft v0.5 · 2026-09-12. Not for signature until reviewed.

This Commitment Agreement is between The Wood Agency ("the Agency") and the agent signing below ("you"). It sets out what both of us are committing to for your first ninety days.

Your start date is the date you sign this agreement, and every deadline below is counted from it. You will already have enrolled in your pre-licensing course before you get here — that is what starts the conversation, not what starts the clock.

We put real time into every agent who joins us — training, mentorship, and direct access to the people running this agency. This is here so neither of us has to guess what was expected. It's a set of standards between two independent businesses, not an employment contract.

1. What we commit to you

This runs in both directions, and our half comes first.

• Direct access to Ben and Andrea. A standing weekly one-on-one — not a ticket queue, not a group call. Andrea works the client side of this business every day and Ben builds the systems behind it. You get both of us.
• A path that is already mapped. The Hub walks you from pre-licensing through your first submitted application, one step at a time. You should never have to wonder what comes next.
• The tools, from day one. The Agent Portal for carrier quoting, underwriting guides, scripts and training, and the Wood Agency Hub for your activity, your pipeline and where you actually stand.
• Honest guidance on leads. Access to Symmetry's lead programs once you are licensed and contracted, and straight talk about budget, timing and what a lead is really worth. We will not ask you to build a business on your friends and family.
• A hierarchy behind us. The training, carrier contracts and promotion path of Symmetry Financial Group, plus the national calls and top producers that come with it.
• The truth, early. If something is not working we will tell you while it is still fixable. We will never let you fail quietly, and we will never ask more of you than we are putting in ourselves.

2. The 90-day commitment

You commit to ninety days of real effort from your start date. In that window you agree to:

• Treat this as a business, not a trial run.
• Work the process in order, without skipping the parts that feel slow.
• Stay coachable — finish the training, take the feedback, and use it.
• Give it the full ninety days before you decide whether it is working. This business pays on months of consistency, not on a good week.

3. Getting licensed

Nothing starts until you're licensed. The most common way a new agent fails is taking too long to begin. So this part has dates on it:

Commitment	Deadline
Enroll in and pay for your pre-licensing course	Done before your start date
Put your state exam on the calendar	Within 14 days of your start date
Pass and be licensed	Within 30 days of your start date
Reschedule if you do not pass first time	Within 7 days of the attempt

Book the exam before you feel ready. The date is what makes you study. Get the course done early rather than stretching it out.

Your progress here is visible in the Hub and comes up in your weekly one-on-one. If it stalls, we will bring it up right away rather than let it drift.

The course fee is yours to pay — it's your business. We can't train or contract an unlicensed agent, and an unlicensed agent can't work leads.

4. Activity and production

Two numbers matter early: how much you dial, and what you submit.

Dials

500 dials a week, starting your first week licensed. You can set a higher goal for yourself in the Hub. Everything else — appointments, applications, income — comes out of the phone, so this is the number that moves the rest.

Submitted APV

What you commit to above is the activity. Production is the result of it, and it depends on things neither of us fully controls — how the leads run, how the underwriting lands, what month it is. So the numbers below are not a quota and not a condition of staying with the Agency. They are the pace that lines up with Symmetry's promotion guidelines, so you can see where you stand against advancement rather than against us:

Month	Submitted APV pace
Month 1	Licensing, training, dial time, pipeline
Month 2	$5,000
Month 3	$7,500
Month 4	$12,500
Month 5 onward	+$2,500 each month

Hold that pace and you are in line for advancement while you build. Fall short of it in a given month and nothing happens to your standing here — we will look at the activity behind it with you, because that is the part that can actually be fixed.

Log it every working day

Dials, contacts, appointments set, appointments run, applications and APV go into the Hub every working day. It takes under a minute. If it's not in the Hub we can't help you with it — we'd just be guessing, and so would you.

If you fall behind, tell us early. The answer is almost always more activity and some help.

5. Calls and camera

You agree to be on the team calls, and to be visible on them.

• The calls on the published schedule. The live schedule is in the Agent Portal and in the Hub, shown in your own timezone. It is the schedule that governs — not a time written into this document, which would be out of date the first time anything moved.
• Your weekly one-on-one with Ben or Andrea. Come with your numbers ready.
• Symmetry and hierarchy calls as they are announced.

If a client appointment or an emergency takes you out of a call, tell us beforehand. Repeatedly missing calls, or attending with the camera off, is not holding up your end of this.

7. How we expect you to show up

• Own your results. Not the leads, not the market, not the timing.
• Discipline over motivation. The work happens on the days you don't feel like it. That's most of the job.
• Take the no. You're going to hear no all day. Learn what you can from it and make the next call.
• Protect the team. Speak straight, keep your word, and keep negativity out of the group.
• Raise your hand. When you're stuck, say so. The agents who disappear for a week are the ones we lose.
• Know who this is for. The families who buy from you, and the one you are building for.

8. Accountability

If your activity, attendance or production slips, we'll tell you. Quickly, and one on one. That's not us coming down on you — it's the only version of this that works.

Same goes the other way. If something's wrong, bring it to Ben or Andrea, not to the group chat. We can fix almost anything except the thing nobody mentioned.

9. What this agreement is and is not

• You are an independent contractor (1099), not an employee of The Wood Agency or of Symmetry Financial Group. This agreement sets out mutual professional standards. It does not create employment, guarantee income, or promise any particular result.
• Income here is entirely commission-based and depends on your licensing, your activity and your production. Nothing in this document should be read as a projection of what you will earn.
• Leads are your own investment. The Agency does not provide free leads; it provides access to lead programs and guidance on using them well. If you use a vendor outside Symmetry's programs, it must be TCPA-compliant and approved by us in advance, and you are responsible for making sure every lead you work was generated with proper consent.
• Client information never goes in the Hub. No names, no dates of birth, no Social Security numbers, no health or banking details. That belongs in the carrier's system and the CRM. See the Terms & Privacy.
• Not honoring the commitments in this agreement — the licensing dates, the weekly dials, logging your activity, being on the calls — may mean reduced access to lead programs, mentorship and Agency resources, or release from the Agency. The APV pace in section 4 is not one of those commitments. Nobody is released here for a slow month.

My commitment, at a glance

10. Signing this agreement

You sign this in the Hub, not on paper. Sign at the bottom of this page while you are signed in, and the Agency has it immediately — there is nothing to print, scan or email back.

What gets recorded is your typed name, the date and time, the version of this agreement, and a fingerprint of the exact text you were shown. The fingerprint matters: this document will be revised over time, and it is what lets either of us establish precisely which wording you agreed to rather than merely that you agreed to something. If a later version changes what is being asked of you, you will be asked to read and sign that version too. Your existing signature is never altered.